Monthly Archives: January 2008

OPEN ENROLLMENT SUCCESS TAKES PLANNING

Benefits administrators are all too familiar with the amount of work associated with open enrollment season. You can make it less labor intensive if you assess the effectiveness of your company’s enrollment processes before open enrollment begins. This list of best practices can help you determine where adjustments are needed to make the process more… Read more »

A CASE IN POINT: TRUJILLO V. PACIFICORP

This case focused on employers trying to reduce healthcare expenses. The plaintiff alleged that an employee was terminated because the employer no longer wanted to cover a child’s medical expenses. Since the defendant had more than 15 employees, it was subject to the requirements of the ADA. Disability discrimination includes “excluding or otherwise denying equal… Read more »

PROTECTING YOUR BUSINESS FROM WORKERS COMP FRAUD

Tempted to hire a private investigator to spy on employees claiming Workers Compensation? You’re not alone. Luckily, covert operations can be avoided by taking a proactive approach to preventing Workers Compensation fraud. Here are some effective tips for shielding your business. Watch for red flags Knowing common signals of Workers Compensation fraud is an important… Read more »

BLS SAYS CONSTRUCTION WORKERS NOT WEARING HARD HATS DESPITE OBVIOUS DANGERS

A survey about worksite accidents and injuries conducted by the Bureau of Labor Statistics (BLS) revealed that 84% of all workers who suffered head injuries were not wearing head protection. The majority of these workers were injured while performing their normal jobs at their usual worksites. The researchers reported that more than 50% of the… Read more »

BLS CENSUS SHOWS TOP REASONS FOR FATAL WORKPLACE INJURIES

The Department of Labor’s BLS National Census of Fatal Occupational Injuries for 2006 showed that highway incidents were still the primary cause of on-the-job deaths, accounting for almost one out of four fatal work injuries. Although they remained the most frequent type of work-related fatality, the number of highway incidents fell 8% in 2006, the… Read more »

WHY YOU NEED AN UMBRELLA POLICY?

Do you have enough Liability insurance? If there were a vehicle accident for which you were at fault, and a child were permanently disabled, would your Auto Liability policy offer enough coverage to pay for the skilled care the child would need for years to come? If a young parent were killed in a freak… Read more »

CHOOSE A SAFE CAR FOR YOUR TEENAGE DRIVER

If you’re the parent of a teenager, you might have very mixed feelings about the day your teen gets a driver’s license. On the one hand, you’re proud that your teen has reached this milestone, but on the other hand, you’re worried about reckless driving and safety issues. You have good reason to be concerned…. Read more »

EMPLOYEE SUFFERING FROM “SICK BUILDING SYNDROME” GETS DISABILITY BENEFITS

An employee is entitled to long-term disability benefits when she’s afflicted with “sick building syndrome” and can’t work in the large office building required by her job, according to a recent federal appeals court ruling. The National Safety Council defines sick building syndrome as occurring when occupants of a building complain of health problems seemingly… Read more »