Monthly Archives: September 2012

THE COST OF NOT HAVING EMPLOYMENT PRACTICE LIABILITY INSURANCE

According to insurance industry estimates, fewer than 50% of companies carry EPLI — and the smaller the employer, the lower the percentage. Although the cost of coverage varies, a $1 million policy with a $5,000 deductible usually costs from $50 to $250 a year per employee. When you think about obtaining EPLI, weigh the cost… Read more »

GETTING COMMISSIONS AGREEMENTS RIGHT

A recent California case, DeLeon v. Verizon Wireless, involved an attack on the company’s commission program for alleged violation of a labor code section that prohibits the secret underpayment of wages. Basically, the complaint was that the Verizon employees who were paid both a wage and a commission should not have been charged back against… Read more »

INSPIRED HR: AN ‘INSIDE-OUT’ OPPORTUNITY

Because so few companies have inspired HR practices, those that do enjoy an enormous competitive advantage. Unfortunately, all too many businesses don’t take advantage of this opportunity. Here’s why: Cultivating great HR practices must be an “inside-out” job. I’ve reached this conclusion after coaching and working with hundreds of HR executives over the years. Those… Read more »

SOCIAL MEDIA BACKGROUND CHECKS MAKE SENSE

There’s been plenty of HR press about the use of social media in doing background checks on job applicants. Some attorneys have gone so far as to recommend that employers should ignore social media completely. I think that’s poor advice. If people are willing to do stupid things on their social media sites, they’ll be… Read more »

WHO’S REALLY SUPPORTING THE ECONOMY?

According to a report from ADP, the companies that we help with HR That Works usually have fewer than 500 employees — a size category that produce 97% of the jobs added in the private sector during April 2012! Although most of these companies intend to maintain their current level of employment, 31% expect to… Read more »

EDITOR’S COLUMN: WHERE’S YOUR HR ‘EDGE’?

Where’s your edge? This is the question Sounds True founder, Tami Simon, asks her New Age guests. Their answer is usually the most interesting part of the interview. So I ask you the same question. What are you doing in HR at your company that excites you? What are you doing that’s cool, different, outrageous,… Read more »

TERM LIFE, ANYONE?

If you’re looking for a cost-effective way to help provide financial security for your loved ones after you pass on, Term Life insurance might well be your best bet. Here’s how it works: You take out a policy on your life for a fixed “term” or number of years. The other major type of Life… Read more »

HMO, PPO, AND POS — PROS AND CONS

When choosing a Health insurance program, it’s all too easy to drown in an alphabet soup of acronyms — everything from ACOs (Accountable Care Organizations) to WHRN (Whole Health Resources Networks). However, the three most common types of managed health care plans are Health Maintenance Organizations (HMOs), Preferred Provider Plans (PPOs), and POS (Point of… Read more »

HELPFUL IDEAS ABOUT HEALTH CARE

It’s a fact: Americans are living longer and healthier lives than ever. However, good health doesn’t eliminate the need for health care. Too expensive you say? There are many ways to save dollars on Health Care insurance. For example: Take advantage of free educational programs offered by local hospitals, agencies, and educators. The more you… Read more »

PROTECTING YOUR JEWELRY

You’ve spent hours, days or even weeks, making your jewelry choices — not to mention paying thousands of dollars on your final purchase — so why fall short when it comes to finding the right coverage for your jewels? Getting the appropriate protection is easy; you just need to understand what your Homeowners insurance will… Read more »