Monthly Archives: October 2013

DISTINCTIONS BETWEEN RESPONSIBILITY TO VERSUS RESPONSIBILITY FOR

Here’s a newsflash: Management is responsible to employees, but not for employees. The whole notion that we’re somehow responsible for employees came out of the control and domination era of the manufacturing age. ” Just do what we tell you to do, don’t think yourself, follow our agenda until you’re 65, and we’ll take care… Read more »

A NETWORKED HIRING APPROACH

Your business needs an employee referral system that rewards and encourages employee referrals properly. The feature story for Inc. Magazine Database May 2013 issue, discusses how social media is replacing job boards as the primary outlet for sourcing candidates. . According to the Aberdeen Group, 50% of companies with high retention rates decreased their investment… Read more »

PAY THEM ONCE – AND THEN PAY THEM AGAIN

Wage claims keep rising. According to the Seyfarth Shaw law firm, there were 7,764 federal lawsuits alleging the failure to pay overtime and other wages in the year ended March 31, 2013 –a record high, up 10% from the previous year. An article in Corporate Counsel magazine discussing the Seyfarth Shaw report, state that these… Read more »

EDITOR’S COLUMN: MANAGING IS A BALANCING ACT

I remember my wife and I going to a parenting class and learning the mantra, “firm, but fair.” It’s okay to have clear rules in your household and enforce them; however, you want to do so in a fair manner. When we’re clear about the rules, we can be firm. . I’m sure you’ve shared… Read more »

WRAP UP POLICIES; THE CCIP SOLUTION

Wrap-up or “Wrap” Construction insurance can be a highly effective tool on large or complex building projects to reduce premiums, minimize cross-litigation, and speed the claims process by providing General Liability, Workers Comp, and possibly other coverages for the general contractor and most – if not all –subcontractors under a single package policy. There are… Read more »

CONSTRUCTION SITE TRAFFIC MANAGEMENT CHECKLIST: SAFETY PAYS!

Accidents involving vehicles or mobile equipment (excavators, dumpers, etc.) on building sites kill more than a dozen workers a year and injure hundreds more. To help make sure that your workers and outsiders can move around your job sites safely,and keep your insurance premiums down, experts recommend using this checklist: Keep pedestrians and vehicles apart:… Read more »

THE ABC’S OF HOLD HARMLESS AGREEMENTS

Because construction projects are complex operations involving a number of subcontractors under your supervision, onsite accidents or injuries resulting from their work can easily lead to litigation against you. To protect yourself against claims, losses, and expenses if disputes arise during the project, make sure that all subcontractors sign a “Hold Harmless Agreement” clause. The… Read more »

OSHA LAUNCHES CAMPAIGN TO CURB CONSTRUCTION FALLS

Falls are the leading cause of construction deaths. In 2010, fatalities from falls accounted for 264 out of 774 deaths in the construction industry. To curb such deaths and injuries, OSHA has joined forces with the National Institute for Occupational Safety and Health and National Occupational Research Agenda (NORA).The Construction Nationwide Safety Awareness Campaign is… Read more »

WILL THE HEALTH CARE ACT SLAM LOW-INCOME SMOKERS?

Tobacco users could face sticker shock when buying coverage in the state-wide health insurance marketplaces that opened for enrollment on October 1, thanks to a controversial clause in the Affordable Care Act (ACA). The law seeks to discourage smoking, the nation’s largest preventable health hazard – which kills some 443,000 Americans a year at a… Read more »

FIVE KEYS TO CHOOSING PERMANENT LIFE INSURANCE

Although both term life insurance and permanent life policies have their advantages, if you prefer permanent life, here are key guidelines to help you choose the best option: All policies are not created alike. Whole Life insurance combines a fixed premium with a guaranteed cash benefit and a death benefit. Universal Life offers a flexible… Read more »