Posts Categorized: Life and Health

LIFE INSURANCE THROUGH YOUR EMPLOYER MAY NOT ALWAYS BE ENOUGH

As you reach different stages in life, your Life insurance needs change. Getting married and having children are just two examples of the kind of life-altering events that necessitate increasing your coverage. One place people often turn to when they need more Life insurance is their employer. You might already be covered under an employer-paid… Read more »

IS YOUR DISABILITY INSURANCE COVERAGE RIGHT FOR YOUR OCCUPATION?

Much has changed with the disability income protection market during the past decade. There used to be dozens of carriers offering disability income, but as a result of consolidation, there are fewer than 10 companies offering competitive disability products today. Because of liberal underwriting and policy declarations, insurers have been bombarded with claims. Much of… Read more »

HSAs PROVIDE RELIEF FOR RISING HEALTH CARE COSTS

It’s no secret that our nation’s health care costs are skyrocketing to unprecedented heights. Consider that U.S. health care expenditures surpassed $2 trillion in 2006. Luckily, health savings accounts (HSAs) are providing relief for some citizens. Created under the Medicare Modernization Act of 2003, these increasingly popular savings plans allow consumers to use tax-free savings… Read more »