Additional Coverages for Epcon Communities Franchisees to Consider

Mine Subsidence – Loss of or damage to structures caused by the collapse of inactive underground mines, which have been abandoned. Usually, coverage is only available through your particular state’s underwriting association. Double-check with your engineer and/or surveyor to determine if an exposure exists.

Builder’s Risk *

Soft Cost Coverage

General Liability *

Umbrella Liability

Worker’s Compensation

Employer’s Liability for Monopolistic States

Building Coverage (if owner)

Business Personal Property *

Electronic Data Processing Equipment

Contractors Equipment Floater

Unscheduled Tools

Automobile

Hired Car Physical Damage

Employee Dishonesty Coverage *

Employee Benefits Liability

Employment Practices Liability

Real Estate Errors & Omissions Liability

Personal Home, Auto and Life

Subdivision Bonds

Group Life and Health

Flood

Earthquake

* These items are included in our basic coverages.

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