Additional Coverages for Epcon Communities Franchisees to Consider

Mine Subsidence – Loss of or damage to structures caused by the collapse of inactive underground mines, which have been abandoned. Usually, coverage is only available through your particular state’s underwriting association. Double check with your engineer and/or surveyor to determine if an exposure exists.

Builder’s Risk *

Soft Cost Coverage*

General Liability *

Umbrella Liability

Worker’s Compensation

Employer’s Liability for Monopolistic States

Building Coverage (if owner)

Business Personal Property *

Electronic Data Processing Equipment

Contractors Equipment Floater

Unscheduled Tools

Automobile

Hired Car Physical Damage

Employee Dishonesty Coverage *

Employee Benefits Liability

Employment Practices Liability

Real Estate Errors & Omissions Liability

Personal Home, Auto and Life

Subdivision Bonds

Group Life and Health

Flood

Earthquake

*These items are included in our basic coverages.

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