Monthly Archives: September 2015

What’s more secure; financial records locked in a filing cabinet or financial records stored in the cloud?

Pop quiz time. What’s more secure; financial records locked in a filing cabinet or financial records stored in the cloud? If you don’t understand how cloud security works, you probably said the filing cabinet. It’s time for a little mythbusting about how secure your paperless office could be. Last week, Cindy Bates posted on the… Read more »

Five Health Insurance Options for College Students

College students usually don’t think about illness as they decorate their dorm rooms and prepare for classes, but the common cold, the need for birth control and medical emergencies are reality on college campuses. Health insurance ensures students can access the medical treatment they need. This year, students can be prepared thanks to five health… Read more »

Is a Health Savings Account Right for You?

When choosing a health insurance plan, you may also have the option to select a Health Savings Account (HSA). It helps to offset the out-of-pocket costs associated with the high-deductible health insurance plans that are so popular today. As many as 17.4 million or 6.2 percent of insured Americans are enrolled in an HSA. Is… Read more »

How to Switch From Whole to Term Life Insurance

Whole life insurance is one of several life insurance options you can invest in. It provides coverage for as long as you pay the premiums, and you can withdraw cash from the benefits balance before you die and pay for travel, medical care or other expenses. Whether your parents purchased a whole life policy for… Read more »

Should You Buy Life Insurance Through Work?

Many employee benefits packages include basic life insurance. If your employee offers this benefit, ask yourself a few questions as you decide if you should buy it or not. How much coverage is offered? Typically, employee-sponsored life insurance policies provide benefits that equal one year’s salary. This coverage may be adequate to pay for the… Read more »

Off-Site Events Can Result in Workers’ Comp Claims

When most employers think of workers’ comp claims, they understandably focus mainly on situations and equipment within the workplace that may cause an injury to employees. However, many fail to consider that even some injuries that occur outside the workplace may still qualify as a workers’ comp claim. While these off-site events bring many benefits,… Read more »

Do You Need Business Interruption Insurance?

Business owners understand the importance of maintaining adequate insurance coverage to prevent large out-of-pockets costs in the event of a catastrophe. However, many don’t consider the additional loss of income that they will suffer while a business is closed for repairs. Renovations and rebuilding due to a fire or damage from a natural disaster can… Read more »

Task Training: Tools, Ergonomics, Personnel, Safety

Standard Operation Procedures (SOP) direct employees to complete tasks correctly, the first time, safely. Effective SOPs are written and cover five areas of concern: Task Protocol. How to complete the task. This instruction may be step-by-step or simply a quality standard. Be as specific as the results you seek. Include the list of tools, equipment… Read more »

Preventing the Major Causes of Workplace Back Pain

One of the most common causes of workplace injury is basic back pain. Persistent back pain is caused by a variety of reasons and can affect those in physically demanding jobs, such as construction, as well as those in office jobs. In addition to increasing absenteeism and lowering production and efficiency, back pain also causes… Read more »

Loss Prevention Plans: Not Just for Retailers

Loss prevention is typically associated with retailers and businesses that sell tangible goods. However, the problem also affects businesses of other types as well. In addition to the theft of physical inventory, loss can occur in the monetary sense. In fact, every business that has employees or allows anyone other than the owners to access… Read more »