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Life and Health


By September 1, 2013No Comments

You’re soon to be off on an exciting trip out of the country. Your plans are made, your flight is booked, your passport is current – and now all you can do is count down to the day of your flight. Before you pack your bags and board your plane, make sure that you have insurance to cover any unforeseen medical expenses while traveling.

Bear in mind that most Health policies provide only partial, or no, coverage outside the U.S. (Neither do Medicare and Medicaid). If an accident or medical emergency struck during your trip, you’d be left far from home – and uninsured. The solution: Travel Health Insurance, which can provide a number of benefits, including:

  • Emergency medical treatment
  • Hospitalization
  • Coverage for pre-existing condition
  • Prescription drugs
  • Accidental death
  • Hazardous sports coverage (optional)
  • If necessary, medical evacuation back to the U.S. – this alone could cost $50,000

If you’re a frequent traveler, you can purchase multi-trip coverage (for up to a year) at a significant discount. People who plan to be abroad for an extended period might be able to buy a Major Medical policy that picks up the cost of prescription drugs and wellness programs.

As with most Health policies, Travel Health plans feature both in-and out-of-network coverage, deductibles, and co-payments.

You can choose from among a wide variety of plans, with differing options, and rates. For example, some policies also include such non-medical coverages as Trip Interruption and Travel Baggage.

We can advise you on selecting the Travel Health plan that’s best for you. Feel free to get in touch with us at any time.