Posts Categorized: Personal Perspective

Tips to Protect Your Home and Property This Halloween

Halloween is fun for many kids and families, but vandalism, property damage and insurance claims increase during Halloween. Protect your property this October with these tips. Turn on the Lights Reduce the risk of a burglary when you turn the lights on and make your home look occupied. Consider installing motion sensor lights, too, to… Read more »

8 Ways to save Money on Homeowners Insurance

Homeowners insurance protects your home if it’s damaged from a storm, theft, vandalism or other disaster. Save money on your homeowners insurance policy in eight ways. Disaster-Proof Your House You may cut premium costs when you make your home more resistant to disasters. Reinforce the roof, install storm shutters and trim trees. Consider upgrading your home’s… Read more »

How To Avoid Buying A Flooded Vehicle

When you’re in the market for a vehicle, you want to choose a reliable car or truck. Dealerships or private owners may inadvertently or purposefully try to sell you a vehicle that’s been recovered from a flood, though. Protect yourself when you know the signs of a flooded vehicle. Perform a Visual Inspection Car buyers… Read more »

Review Your Homeowners Insurance During Your Move

When you’re ready to move to a new home, remember to review your homeowners insurance. It protects your valuables and gives you peace of mind. Here’s what you need to know about this coverage during your move. Understand Insurance Offered by the Moving Company Your moving company may offer two types of insurance for your… Read more »

Considering a Foreclosed Property?

Most Americans have seen ads on television for get-rich-quick seminars that teach novice investors the secrets of making money from housing foreclosure sales. In spite of all the hype, successfully buying and selling foreclosed real estate requires research, money, knowledge, experience and time. Furthermore, buying foreclosed real estate is not without risk. If you plan to… Read more »

Insurance for Your Home-Based Business

With both technology and the internet, more and more people are running home-based businesses, either full-time or part-time. But will a Homeowners policy cover the risks of a home-based business? In nearly every case, the answer is no. The only exception to this might be if a Homeowners policy has a special endorsement, such as… Read more »

Lightning Safety Tips For Your Home And Family

You’re hosting a backyard picnic with your family when you see the storm clouds roll in. Because you know that one in five home fires starts because of lightning, you’re worried about what you’ll do if the storm gets worse. Utilize these tips as you keep your home and family safe from lightning. Follow the… Read more »

You Should Consider Flood Insurance

Don’t wait until the weather forecast calls for prolonged heavy rains before buying flood insurance. While this practical insurance can be purchased anytime, the policy does not take effect for 30 days. As the most common natural disaster in the country, flooding ruins millions of dollars of homes and property every year. Even so, flooding… Read more »

Commuting to Work? Take a Second Look at Your Auto Insurance.

As traffic increasingly approaches gridlock in urban areas, and higher housing costs cause workers to push their homes ever further from work, it’s no surprise that commuting times have lengthened considerably. Longer trips to work mean that more and more car-bound commuters are looking for ways to pass that seat time either productively or pleasantly…. Read more »