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Employment Resources


By May 1, 2008No Comments

For 2008, the contribution limit for an individual with self-only coverage under a qualifying high deductible health plan is $2,900. For an individual with family coverage, the limit is $5,800.

A qualifying high deductible health plan, for 2008, is defined as a health plan with an annual deductible greater than or equal to $1,100 for self-only coverage, or $2,200 for family coverage (unchanged from 2007). The limit on annual out-of-pocket expenses is $5,600 for self-only coverage, or $11,200 for family coverage.

The current limits and corresponding 2007 limits for self-only and family coverages are compared in the chart below.

  2007 2008
Self-only coverage minimum deductible $1,100 $1,100
Self-only coverage maximum out of pocket $5,500 $5,600
Self-only coverage maximum HSA contribution $2,850 $2,900
Family coverage minimum deductible $2,200 $2,200
Family coverage maximum out of pocket $11,000 $11,000
Family coverage maximum HSA contribution $5,650 $5,800
Catch-Up Contributions (age 55 or older) $800 $900