Although Group Health Plans often don’t offer Dental coverage, employees might consider this a valuable coverage and an incentive when comparing job options.
Group Dental plans, as with Group Health insurance, provide services to individuals while offering the premium savings and insurability advantages of group coverage. Group dental plans are usually preventative in nature, focusing on minor procedures and routine visits. However, plans might offer more expensive procedures (such as oral surgery) at a reduced cost to members of the group.
These plans usually include a calendar-year deductible and calendar-year maximum. The plan might provide such additional services as orthodontics, periodontics, or endodontics, with separate deductibles, limits, or policy provisions.
To learn more about a Group Dental plans that’s right for your company, just contact our service team.