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Business Protection Bulletin


By July 1, 2012No Comments

Do you have the information you need to make an informed decision on buying Business Interruption (BI) insurance?

Unfortunately, some companies only discover that they don’t have enough BI coverage to stay in business after they suffer a major loss. On the other hand, other firms over-insure, shelling out excessive premiums for protection they might not need. We’d recommend that you review your Business Interruption policy. Check out the insured or reported values for your coverage, as well as the extensions that apply to the specific needs and operations of your business. For example, you might consider adding:

  • Claims Preparation Fees
  • Contingent Business Interruption
  • Expediting Expense
  • Extended Period of Indemnity
  • Ingress/Egress
  • Ordinary Payroll Coverage
  • Selling Price of Finished Goods Inventory
  • Service Interruption Power Outage

To help make sure that you’re getting the Business Interruption protection you need at the right price, we’d be happy to do a comprehensive evaluation of your coverage. Just give us a call.