Monthly Archives: September 2013

911 BEHIND THE WHEEL — AND AUTO INSURANCE

Strokes, heart attacks, seizures, undiagnosed diabetic comas, or other medical emergencies trigger auto accidents every day. If you suffer a medical emergency while driving, an Auto policy can provide financial protection against your losses. Consider these scenarios: You have a medical crisis behind the wheel that injures another driver and damages their vehicle. Depending on… Read more »

KEEPING HOME BURGLARS AT BAY

Despite a dramatic rise in the level of home break-ins, nearly one in three homeowners (30%) don’t take basic steps to protect their homes. That’s the bottom line of a survey sponsored by Nationwide Insurance of more than 1,000 policyholders coast-to-coast who carry Homeowners or Condo insurance. “We conducted this survey to identify common behaviors… Read more »

TRAVEL INSURANCE: TEN QUESTIONS TO ASK

Preparing for a vacation can be one of the most exciting times in life. However, it comes with responsibilities beyond buying plane tickets and making hotel reservations. For example, it’s all too easy to overlook the need for Travel Insurance. These “‘peace of mind” policies can protect travelers against everything from trip cancellation, and travel… Read more »

FLOODS, CARS, AND AUTO INSURANCE

Floods happen – and nearly half of all deaths related to them involve vehicles, says the Federal Emergency Management Agency. The best advice for drivers during periods of heavy rain or flooding is to stay off the road. If that’s not possible and you see signs of high water or stranded vehicles, pull over or… Read more »

LONG-TERM CARE: FOUR THINGS TO KNOW

With people living longer and longer, these days, there’s a growing need for Long-Term Care (LTC) insurance. To help you choose the policy that’s best for you – and your pocketbook – industry experts offer these guidelines: Buy now. The older you are, the more you’ll pay for LTC because you’re more likely to develop… Read more »

APPLYING FOR LIFE INSURANCE: HONESTY IS THE BEST POLICYNOW

Failing to tell the “whole truth” on your Life insurance application can cost your beneficiaries dearly. The healthier you are, the less you’ll pay for Life coverage (especially for a Term policy). Applicants who smoke like a chimney or drink like a fish are statistically more likely to die young – which means that the… Read more »

LIFE INSURANCE: BETTER LATE THAN NEVER

Fifty might seem old – unless you plan on living past 100, it means that your life is more than half over. However, people at this age today are far younger than they used to be. Think about how your grandparents looked in their 50s and 60s and beyond compared to today’s grandparents. Although growing… Read more »

BEWARE OF NEGLIGENT SUPERVISION!

Several courts have found yet another way for someone to sue contractors. This term refers to lawsuits against you for alleged failure to exercise proper control over your employers. For example, one of your employees might be accused of injuring others recklessly while driving a truck on company business. A “negligent supervision” suit would claim… Read more »