Posts Categorized: Life and Health

What To Do With An Expensive Life Insurance Policy When Money’s Tight

When your financial resources change and you have trouble paying your monthly bills, you may consider dropping your expensive whole or universal life insurance policy. After all, you could apply your premium payments to other bills and relieve some of your financial pressure. Consider these options as you manage your expensive life insurance policy when… Read more »


A new study by MassMutual Life Insurance Company suggests that your chosen profession could indicate how you react to the thought of a potential disability. MassMutual commissioned Harris Interactive during September 2006 to conduct a Web survey of 1,023 U.S. career professionals to determine how they would react to a prolonged loss of income due… Read more »


Believe it or not, millions – or possibly billions – of dollars from Life insurance policies are going unclaimed every year The primary reason: Many people fail to tell their loved ones when they take out a Life policy or don’t let them know that they are the beneficiaries.If the funds from a policy go… Read more »

Understanding Roth IRA

Saving for retirement is important for your financial future. Consider a Roth IRA because it offers five benefits. What is a Roth IRA? A Roth IRA allows you to contribute up to $5,500 ($6,500 for consumers over the age of 50) per year. You receive no tax benefits when you contribute, but the contributions and… Read more »

Benefits of Prescription Drug Insurance

Prescription drug coverage is a benefit many employers offer. You can use it to pay for your medications and improve or maintain your health. What is Prescription Drug Coverage? Most employers offer prescription drug coverage as part of your healthcare benefits package. With this coverage, your insurance pays for the medications your doctor prescribes after… Read more »

Tips To Maximize Your Summer Workouts

Summer’s here, and the cheerful sunshine and warmer temperatures make it easier to work out. You don’t want to spend all your free time exercising, though. Maximize every workout this summer to achieve the best results and have more time for other fun seasonal activities. Wear the Right Clothing It’s impossible to move properly or… Read more »

Why Newlyweds Need To Purchase Life Insurance

As you prepare for your wedding, take time to think about life insurance. It gives you peace of mind and financial resources if something unexpected happens to your new spouse. Provide Financial Support After your spouse dies, you may face financial hardship, especially if you were not the primary breadwinner. Life insurance can provide beneficial… Read more »

Protect Yourself with Disability Insurance

In the event a disability that causes an inability to work occurs, Disability insurance works to replace a portion of your absent income. Although it should be obvious why Disability insurance is critical protection, many workers assume that they don’t need private Disability insurance since Social Security disability benefits are available. What many fail to… Read more »