Posts Categorized: Life and Health

How to Talk to Your Doctor

The Commonwealth Fund’s 2008 International Health Policy Survey reported that in the U.S.: 38% of study participants left the doctor’s office without getting important questions answered. Only 53% said their doctor involved them in treatment option decisions. 41% said their doctor had not reviewed their list of medications in more than two years. Each of… Read more »

Health Care Reform Bill Addresses the Nation’s Opioid Crisis

Opioid addiction is a national crisis that affects people in every state. In fact, 100 people across the United States suffer from drug overdoses every day. The health care reform bill addresses the opioid crisis in several ways. The Opioid Crisis in America Before learning how the health care reform bill addresses the opioid crisis, you… Read more »

Should You Consider Long-Term Care Insurance?

Chances are, you are like the majority of individuals who have reached middle age. The primary concerns in your life are paying your monthly bills, making sure your children receive a good education, as well as the all-important goal of saving some money every month for retirement. At this point, it seems a long way… Read more »

Tips That Help Female Breadwinners Handle Life Insurance Payments

Several recent reports have discovered that the number of female breadwinners is growing. Women are largely unprepared to manage a large payout from a life insurance policy or inheritance, however. The results of these reports can motivate and empower you and the women you love to take steps toward financial confidence. Female Breadwinners are on… Read more »

How to Have a Fiscally Sound Year

There’s no time better than the beginning of the year to set some fiscal goals and create a plan for improving your financial situation. You are probably ready for a brand new beginning and the thought of sticking to a budget after the holiday spending spree might sound a little more appealing than it would… Read more »

The Proposed Trump Budget Affects Social Security Disability Insurance

President Trump’s proposed budget cuts could save taxpayers $72 billion over the next 10 years. Revealed in May, the budget contains several policy changes that could affect your access to social security disability insurance benefits. The Social Security Disability Insurance (SSDI) program gives financial support to one in five or roughly 11 million Americans. The… Read more »

Avoid Common Mistakes in Employee Benefit Administration

Once annual enrollment has come and gone, it’s a good time to brush up on some basic benefit plan requirements, to avoid some of the common mistakes made in employee benefit plan administration. The following list of potential errors is by no means exhaustive, but represents a sampling of issues to steer clear of: Keep… Read more »

Keep Your Eye on the Prize

Planning for retirement can sometimes feel like studying rocket science, but it doesn’t have to be so complicated. Throughout the last decade, economists and financial pundits have come up with “target numbers” to be used as way-points and objectives for upcoming retirees. At times, individuals have placed too much weight on these experts’ advice. The financial… Read more »

Five Health Care Options for Small Businesses

Some large companies offer great perks like paid gym memberships, flexible scheduling or company stock. You may not receive these perks as a small business employee, but you could be eligible for valuable health insurance. As many as 54 percent of small business owners choose not to offer health insurance because of the cost, though…. Read more »

Eight Potential Updates on the Health Care Act

In March, Republicans in the United States House announced updates designed to strengthen the American Health Care Act (AHCA). The AHCA replaces the Affordable Care Act or Obamacare and will give all Americans access to the healthcare they want and deserve. While the AHCA is not law yet, several updates are important for you to… Read more »