Posts Categorized: Business Protection Bulletin

Fire Prevention Tips To Implement During National Fire Safety Month

Every year, over 3,000 fires occur in office properties, reports the National Fire Protection Association (NFPA). You can prevent such incidents in your business when you follow several fire prevention tips. They’re important during October, National Fire Safety Month, and all year. Know the Laws Your business must follow local fire safety laws. After you discern the… Read more »

What You Need to Know About Fitness Instructor Insurance

Your job as a fitness instructor is to help other people get and stay healthy. Unfortunately, accidents and injuries can happen during individual or group trainings or classes. Fitness instructor insurance protects you if you are sued by a student for injuries or damages. Who is Eligible for Fitness Instructor Insurance? Fitness instructors over the… Read more »

Insurance for Aquariums

Aquariums entertain kids and adults with a variety of programs and activities. If you own or operate an aquarium, purchase adequate insurance for aquariums as you protect your patrons and your business. What Activities Does Insurance for Aquariums Cover? Depending on your specific insurance for aquariums, your policy may cover numerous programs, activities and people…. Read more »

Fall Landscaping Tips For Your Commercial Property

Managing your commercial property includes caring for the landscaping. Proactive measures this fall protect your plants and ensure vitality next spring. Implement several tips as you maintain attractive landscaping and improve the safety of your property. Mow the Lawn During the fall, grass will continue to grow so mow all season. During the final cutting,… Read more »

Driving Records: review them often

Automobile accidents are the number one cause of liability claims in business.  Automobile related claims, especially drivers under the influence of alcohol and youthful operators, are the most devastating to families as well. Every risk manager and fleet manager needs to check drivers’ records frequently. Quarterly is not too frequent. Sounds overly intrusive or expensive? … Read more »

Essential Insurance That Protects Your Event Planning Business

With an event planning business, you can organize weddings, anniversaries and community gatherings. You need insurance, though, to protect your venture. Know the different types of essential insurance you need as you protect your event planning business. General Liability Insurance A variety of hazards can affect your event planning business. Purchase general liability insurance because… Read more »

Update Your Business Insurance Before A Natural Disaster Strikes

Colorado State University’s Department of Atmospheric Science forecasts five hurricanes and 12 named storms for the 2018 Atlantic hurricane season. Natural disasters like hurricanes can wreak havoc on your company. Update your business insurance as you prepare for natural disasters. Prepare for Wind and Hail Storms Heavy storms that feature high winds or hail can damage… Read more »

Low-wage Labor Workplace Violations

An extensive survey of more than 4,000 low-wage workers in Los Angeles, Chicago, and New York City by the National Employment Law Project (NELP) reached these conclusions: More than one in four workers surveyed (26%) were paid less than minimum wage. Among these workers, 16% were underpaid by more than one dollar per hour. More… Read more »

Get the Right Protection for Your Business

Most business owners would agree that it’s important to maintain insurance to protect business assets. When they think about insurance, business owners generally consider protection against hazards such as fire, flood or theft at their company sites. This is obviously an important protection to have. However, there are other types of hazards that may not… Read more »

What is a Business Owner’s Policy?

Business insurance protects your company from liability and other risks, and it’s a valuable asset. When purchasing insurance for your company, consider a Business Owner’s Policy (BOP). Does Your Business Need a BOP? In general, most businesses should purchase insurance to cover liability and the property. While you could purchase each of these individual policies… Read more »