Posts Categorized: Life and Health

Protect Yourself with Disability Insurance

In the event a disability that causes an inability to work occurs, Disability insurance works to replace a portion of your absent income. Although it should be obvious why Disability insurance is critical protection, many workers assume that they don’t need private Disability insurance since Social Security disability benefits are available. What many fail to… Read more »

Should You Include Your Life Insurance Policy In Your Will?

Life insurance provides your beneficiaries with financial assistance. In addition to purchasing adequate life insurance coverage, understand if you should list it on your will. Probate Versus Nonprobate Assets When you die, your estate goes into probate. Probate is the process through which the executor of your estate files paperwork with the probate court to… Read more »

Five Retirement Risks

Retirement has always been a tough undertaking but in today’s tumultuous economy, it sometimes seems like an impossible task. There’s no question that countless risks go hand in hand with retirement. However, even during a recession, you can manage these risks. Here are the top five most common retirement risks and the best ways to… Read more »

10 Way Your Pharmacy Can Make You Healthier

Pharmacists spend at least six years in college learning about medicine and health. Take advantage of 10 services your pharmacy offers as you get healthier. 1. Health Screenings Many pharmacies offer a variety of health screenings, including: Anemia Blood pressure Cholesterol Glucose Prostate Skin cancer Thyroid After you get the results, visit your primary care… Read more »

5 Retirement Risks

Retirement has always been a tough undertaking but in today’s tumultuous economy, it sometimes seems like an impossible task. There’s no question that countless risks go hand in hand with retirement. However, even during a recession, you can manage these risks. Here are the top five most common retirement risks and the best ways to… Read more »

Retirement Living

Up to 80% of retirees decide to stay in their initial homes after they retire. They have lived there throughout their lives and are relaxed there. However, could you experience more relaxation somewhere else? Perhaps you should spend some more time thinking through things. How much space do you truly need to be relaxed in… Read more »

What Exactly Is Short-Term Disability Insurance?

Short-term disability insurance is an important resource you may have heard about through your job or private insurance agent. Understand what short-term disability insurance is as you decide if it’s right for you. Short-Term Disability Insurance Defined Short-term disability insurance is a benefit that covers a temporary disability caused by an illness or injury. Usually… Read more »

How IRAs Can Help, Even in a Tough Economy

Personal savings has become an increasingly important part of preparing for financial security in retirement. That Americans recognize this is seen in the findings of a study from the Investment Company Institute that found, despite the challenges wrought by today‚Äôs tough economy, individual retirement account (IRA) ownership has remained steady. Apparently, Americans are resisting the… Read more »

Regulatory Changes Affect Annuity Recommendations

A recent investment trend survey reports that financial advisors are changing the financial products they recommend to investors. This change primarily affects annuities and is caused by taxes and the fiduciary rule. If you own an annuity or are considering it as part of your retirement portfolio, understand how regulatory changes could affect you. What… Read more »